Welcome to Dhan Rupee (hereafter referred to as "we", "us" or "our"). We place the highest priority on protecting your privacy and securing your financial data. This Privacy Policy explains how we collect, process and safeguard your personal information.

1. Core Principle: On-Device Data Processing

All sensitive user data is processed strictly on your local device. Our commitment is outlined below:

• - SMS & Call Logs: All original SMS messages and call records are processed locally on your device. We will never upload, store or share your full SMS content and call logs with our servers or any external third parties.

2. App Permissions & Data Utilization

To deliver automatic bookkeeping and account security functions, Dhan Rupee requests the following permissions. Details on the usage of each permission are as follows:

A. Installed Apps

• - Purpose: Check your device security status.
• - Operation: We conduct a local scan of applications installed on your device, to detect malicious software, screen recording tools and remote access programs that may threaten the safety of your financial data.

B. Camera & Location (Optional Permissions)

• - Camera: Only activated when you take photos within the app on your own initiative.
• - Location: Only used when you choose to add location tags to your transaction records.

3. Data Security Protection

We adopt industry-standard security protocols to keep your data safe:

• - No Plaintext Transmission: Unencrypted HTTP connections are prohibited. All data transmissions go through secure HTTPS API endpoints, such as https://api.dhanrupee.click.

4. Data Disclosure & Sharing

• - No Data Sales: We will never sell your personal data to any third party.
• - Authorized Service Partners: We may share your phone number with reliable SMS and voice gateway providers solely for sending login verification codes (OTPs).
• - Legal Compliance: We may disclose relevant data when required by law enforcement authorities or court rulings, in compliance with local laws and regulations.

5. Your User Rights

• - Access & Modification: You can view and edit all account book records directly inside the app.
• - Data Deletion: You are entitled to request account termination and delete all locally stored related data. Please contact our customer support for help.

6. Contact Information

If you have any inquiries about this Privacy Policy or need to submit a complaint, please reach out to our Grievance Officer:

• - App Name: Dhan Rupee
• - Email: help@dhanrupee.click